Sharad ChaudharyOct 23, 20206 min readMORTGAGE FLOATMortgage FloatIntroduction One way of assessing the liquidity for a particular MBS coupon is to calculate its float, the amount that is free to trade....
Sharad ChaudharySep 14, 20205 min readANALYSISNon-banks in the Mortgage MarketIntroduction It's hardly an overstatement to say that the institutional type of mortgage originators and servicers is playing a crucial...
Sharad ChaudharyApr 14, 20205 min readMORTGAGE DELINQUENCYMortgage Delinquency, Forbearance and COVID-19Introduction The economic destruction unleashed by the COVID-19 pandemic has lead to a surge in the unemployment rate which in turn will...
Sharad ChaudharyMar 28, 20203 min readANALYSISA Close Look at Appraisal WaiversProperty Valuation Data from the GSEs Among the relief measures rolled out by housing regulators in responding to the coronavirus...
Sharad ChaudharyMar 20, 20203 min readAn Introduction to MachineSPThe Problem The US has one of the largest and most developed mortgage markets in the world with nearly two-thirds of all households...